Cash counts
Track cash spending as deliberately as card spending, instead of leaving half your real month outside the budget.
Spend Scout • no bank login
No-bank-login expense tracker.
Spend Scout helps you understand your month without linking an account. Track cash, cards, Apple Pay with Shortcuts, receipts, transfers, and currencies with one private iPhone app.
App Store launch in progressSpend Scout overview
Why no bank login
Some spending never appears cleanly in bank-sync apps.
No aggregator dependency
Spend Scout does not rely on a bank-sync provider, so the core tracking experience stays simple and private.
Forward-looking forecast
Your entries power the Scout Forecast, showing whether your current pace is likely to end over or under budget.
Related searches
More ways to evaluate Spend Scout.
FAQ
No-bank-login questions.
Can I use Spend Scout without linking a bank account?
Yes. Spend Scout is built for no-bank-login expense tracking. You log spending yourself and can use supported on-device helpers such as receipt Smart Fill and Apple Pay Shortcuts.
Does Spend Scout use a transaction aggregator?
No. Spend Scout does not use a third-party transaction aggregator and does not connect directly to your bank or Wallet history.