No bank login
Spend Scout is manual-first, so it works without bank credentials, account scraping, or a third-party transaction aggregator.
Spend Scout • private expense tracker
Private expense tracker for iPhone.
Spend Scout is for people who want clarity without handing a finance app their bank login. Log spending manually, capture receipts, use Apple Pay Shortcuts, and see your Scout Forecast while your data stays under your control.
App Store launch in progress
Spend Scout overview
Why privacy matters
Budgeting should not require surrendering your financial life.
Local-first by design
Your spending records are created for your own awareness. Export is available when you want your data outside the app.
Forecast before regret
The Scout Forecast shows where your month is heading so you can adjust before overspending becomes a month-end surprise.
Related searches
More Spend Scout guides.
FAQ
Private expense tracker questions.
Is Spend Scout a private expense tracker?
Yes. Spend Scout is designed around private, local-first expense tracking with no bank login, no account creation, and no cloud account requirement.
Can I still track Apple Pay?
Yes, through a prebuilt Shortcuts automation that runs on your device. Spend Scout does not directly read Wallet history or connect to your bank.