At this speed, you'll finish
AED 620 over budget
Time to slow down on discretionary spending.
Stonebird Labs / 03
Pre-launch / iPhone
Know before
you overspend.
Spend Scout calculates a month-end projection from your logged pace. Record cash, cards, receipts, and currencies manually, or pass chosen Apple Pay details through a user-configured Shortcut. No bank login required.
Quick answer
What is Spend Scout?
Spend Scout is a private iPhone expense tracker from Stonebird Labs. It combines manual logging, receipts, currencies, and chosen Apple Pay details from a user-configured Shortcut with a month-end projection calculated from recorded pace.
- Status
- Pre-launch
- Projection
- Calculated from logged pace
- Entry
- Manual or user-configured Shortcut
- Connection
- No bank login
Product proof
Supplied pre-launch interface images, not a generic finance mockup.
The supplied Spend Scout home view sits beside the expense entry and insights interfaces. Together they show the product's pre-launch surface without a synthetic device render.
The problem
Every day, people make spending decisions
without knowing where they stand.
"Can I afford this dinner?" "Should I buy this now or wait?" "Am I spending too much without realizing it?" Most people don't know the answer until the month is already over. By then, it's too late. A good budget tracker should tell you before you overspend — not after.
How it works
One question. One clear answer.
Spend Scout divides the amount you have logged by the elapsed part of the month, then extends that recorded pace to month end. It is a projection from your entries, not a prediction from bank data.
You're on track to finish with
AED 240 remaining
You have room for that purchase this month.
Apple Pay Capture
Pass chosen Apple Pay details with a user-configured Shortcut.
The on-device Shortcut passes only the transaction details you choose, such as amount, merchant, currency, and date.
Runs on your iPhone
The automation is configured in Apple Shortcuts and runs on your device after eligible Wallet transaction events.
You stay in control
Spend Scout receives only the fields you choose to pass into the app. You can review entries before saving.
No direct Wallet read
Spend Scout does not scrape Wallet, connect to your bank, or use a third-party transaction aggregator.
Features
Built for clarity, not complexity.
Spending forecast
See where you'll end the month before you get there. The core of Spend Scout — a spending forecast based on your actual pace, not guesswork. A budget tracker that looks forward, not backward.
Fully private
No bank linking or account creation. The launch design is intended to keep expense records in local app storage rather than a Stonebird-operated backend.
Fast logging
Log an expense in seconds. Cash, card, or transfer — just tap, enter the amount, and move on with your day.
Multi-currency
Track spending across currencies. Whether you spend in dirhams, dollars, or euros, Spend Scout keeps everything organized.
Category insights
See which categories are above pace and which are on track. No endless charts — just the categories that matter, at a glance.
Review your own record
Keep logged spending reviewable without linking a bank or creating a finance account.
Who it's for
For people who want to make better
spending decisions.
You budget, but still overspend
You set a monthly budget but rarely check it until month-end. Spend Scout is the expense tracker that gives you a real-time signal of where you're heading — not just a backward-looking report.
You use cash, cards, and Apple Pay
Bank-linked budget apps miss your cash spending. Spend Scout brings cash, cards, transfers, and chosen Apple Pay details from your Shortcut into one private spending record.
You want a private finance app
No financial advice, no data sharing, no account creation. Spend Scout is a private expense tracker that respects your information while helping you stay on budget.
Spend Scout Guides
Choose the tracking approach that fits your month.
FAQ
Common questions.
What is Spend Scout?
Spend Scout is a private expense tracker and budget app for iOS that tells you where your month is heading before it's over. As you log expenses, it forecasts your month-end spending so you can adjust before you overspend.
What makes Spend Scout different from other expense trackers?
Most expense trackers and budget apps are backward-looking — they show you what you already spent. Spend Scout is a forward-looking spending tracker. It tells you where your month is heading so you can change course before overspending happens.
How does the spending forecast work?
Spend Scout calculates your daily spending pace against the number of days elapsed in the month, then projects your total spend by month-end. It updates every time you log an expense. Think of it as a budget tracker that looks forward instead of backward.
Do I need to link my bank account?
No. Spend Scout's launch design works without bank linking or account creation and is intended to keep expense records in local app storage rather than a Stonebird-operated backend.
Can Spend Scout track Apple Pay transactions?
Yes, through a user-configured Shortcut that runs on your device and passes only the fields you choose. Spend Scout does not directly read Wallet history or connect to your bank.
Does it work with multiple currencies?
Yes. You can log expenses in different currencies and Spend Scout keeps them organized. A great finance app for people who travel or spend across borders.
When will Spend Scout be available?
Spend Scout is pre-launch for iPhone. Stonebird will publish confirmed release details when the product is ready.
Stop guessing.
Start knowing.
Spend Scout is still pre-launch. For a direct product enquiry, email Stonebird.
Email us about launch
Pre-launch
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