At this speed, you'll finish
AED 620 over budget
Time to slow down on discretionary spending.
iPhone finance / Pre-launch
Know before
you overspend.
Most expense trackers tell you what already happened. Spend Scout is a private spending tracker that forecasts where your month is heading. Log cash, cards, Apple Pay with Shortcuts, receipts, and currencies without linking your bank.
Get launch notice
App Store launch in progress
Quick answer
What is Spend Scout?
Spend Scout is a private iPhone expense tracker from Stonebird Labs. It helps people log spending manually, capture Apple Pay transaction details through Shortcuts, attach receipts, work across currencies, and see a month-end spending forecast without linking a bank account or creating a cloud finance profile.
Product proof
Current launch screenshots, not a generic finance mockup.
These screenshots show the current Spend Scout launch UI: the monthly forecast home screen, fast expense entry, and spending insights. The App Store launch is still in progress, so the call to action remains a launch notice instead of a public download claim.
The problem
Every day, people make spending decisions
without knowing where they stand.
"Can I afford this dinner?" "Should I buy this now or wait?" "Am I spending too much without realizing it?" Most people don't know the answer until the month is already over. By then, it's too late. A good budget tracker should tell you before you overspend — not after.
How it works
One question. One clear answer.
Unlike most expense tracker apps, Spend Scout looks at how quickly you're spending compared to how much of the month has passed. Then it gives you a simple spending forecast.
You're on track to finish with
AED 240 remaining
You have room for that purchase this month.
Apple Pay Capture
Capture Apple Pay spending with a prebuilt Shortcuts automation.
Spend Scout helps you log Wallet transactions through an on-device Shortcuts automation. It passes only the transaction details you choose, such as amount, merchant, currency, and date.
Runs on your iPhone
The automation is configured in Apple Shortcuts and runs on your device after eligible Wallet transaction events.
You stay in control
Spend Scout receives only the fields you choose to pass into the app. You can review entries before saving.
No direct Wallet read
Spend Scout does not scrape Wallet, connect to your bank, or use a third-party transaction aggregator.
Features
Built for clarity, not complexity.
Spending forecast
See where you'll end the month before you get there. The core of Spend Scout — a spending forecast based on your actual pace, not guesswork. A budget tracker that looks forward, not backward.
Fully private
No bank linking. No account creation. No cloud syncing. Unlike most finance apps, your spending data stays on your device — a truly private expense tracker.
Fast logging
Log an expense in seconds. Cash, card, or transfer — just tap, enter the amount, and move on with your day.
Multi-currency
Track spending across currencies. Whether you spend in dirhams, dollars, or euros, Spend Scout keeps everything organized.
Category insights
See which categories are above pace and which are on track. No endless charts — just the categories that matter, at a glance.
Unlock once
Start free, then use an optional one-time unlock when you need more. No subscription, no ads, and export stays available.
Who it's for
For people who want to make better
spending decisions.
You budget, but still overspend
You set a monthly budget but rarely check it until month-end. Spend Scout is the expense tracker that gives you a real-time signal of where you're heading — not just a backward-looking report.
You use cash, cards, and Apple Pay
Bank-linked budget apps miss your cash spending. Spend Scout captures cash, cards, transfers, and Apple Pay entries through Shortcuts in one private spending tracker.
You want a private finance app
No financial advice, no data sharing, no account creation. Spend Scout is a private expense tracker that respects your information while helping you stay on budget.
Spend Scout Guides
Built around the way people actually search for expense apps.
FAQ
Common questions.
What is Spend Scout?
Spend Scout is a private expense tracker and budget app for iOS that tells you where your month is heading before it's over. As you log expenses, it forecasts your month-end spending so you can adjust before you overspend.
What makes Spend Scout different from other expense trackers?
Most expense trackers and budget apps are backward-looking — they show you what you already spent. Spend Scout is a forward-looking spending tracker. It tells you where your month is heading so you can change course before overspending happens.
How does the spending forecast work?
Spend Scout calculates your daily spending pace against the number of days elapsed in the month, then projects your total spend by month-end. It updates every time you log an expense. Think of it as a budget tracker that looks forward instead of backward.
Do I need to link my bank account?
No. Spend Scout is a fully private expense tracker with no bank linking, no account creation, and no cloud storage. Your spending data lives only on your device. This makes it ideal for people who want to track spending without sharing financial data.
Can Spend Scout track Apple Pay transactions?
Yes, through a prebuilt Shortcuts automation that runs on your device. Spend Scout does not directly read Wallet history or connect to your bank.
Does it work with multiple currencies?
Yes. You can log expenses in different currencies and Spend Scout keeps them organized. A great finance app for people who travel or spend across borders.
When will Spend Scout be available?
Spend Scout's App Store launch is in progress for iPhone. It will be free to download with an optional one-time unlock and no subscription.
Stop guessing.
Start knowing.
Spend Scout's iPhone launch is in progress. The App Store download link will appear here after approval.
Get launch notice
App Store launch in progress
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